Financial Advice For Retiring Business Owners

Helping Business Owners Achieve Financial Freedom

You’re an established Business Owner looking to transition to the get the most out of the sale of your business and successfuly transition to retirement.

For Business Owners ready to take control

You Have Questions...

You’re juggling business success, managing cash flow and planning for this next stage. We get it—and we’re here to offer personalized strategies that help you turn your business into personal wealth, ease your stress, and secure your retirement.

How can I transition from running my business to enjoying a secure retirement?

A transition strategy into retirement begins years prior and involves planning for the sale or succession of your business, creating a retirement income strategy, and ensuring you have sufficient passive income streams.

What’s the best way to sell my business while minimizing taxes?

We guide you through strategies such as utilizing the Lifetime Capital Gains Exemption, establishing holding companies, and structuring installment sales to spread tax liabilities. This approach ensures you retain more proceeds from the sale.

How do I ensure my personal financial security after leaving my business?

We design a personalized financial plan that transitions your income from business earnings to diversified investments, rental income, or retirement accounts. This plan secures a steady income while protecting your wealth.

What should I do with the proceeds from the sale of my business?

We help you allocate sale proceeds into a diversified investment portfolio, balancing growth and income needs while managing risk. This includes leveraging tax-advantaged accounts and exploring annuities or other secure income options.

How can I leave a legacy for my family while retiring comfortably?

We incorporate estate planning and legacy strategies, such as setting up family trusts, gifting, or charitable giving plans. This ensures you can enjoy retirement while passing on wealth in a tax-efficient way.

What should I do to reduce the risks in my personal finances due to business fluctuations?

We explore options such as Holding Companies, Individual Pension Plans and Retirement Compensation Agreements to help extract the wealth in your business to create a more predictable retirement.

Real Success, From Real Entrepreneurs

A Trilogy Wealth Success Story

See how one established entrepreneur transformed their financial situation with Trilogy Wealth’s personalized approach, gaining control over their cash flow and building a clear path toward long-term success.

AI Generated Image of a man named Dennis

Dennis' Story

Dennis, a successful business owner of an HVAC company, was in the process of selling his business to his son as part of his retirement plan. Denis was overwhelmed by the tax implications of the sale and unsure how to transition from a business owner’s cash flow to a sustainable personal retirement income. He also wanted to ensure his son could succeed with the business without undue financial strain.

AI Generated Image of a man named Dennis

Our Approach

For years leading up to the sale of the business and retirement, we coordinated with Denis’ accountant to structure the sale of the business in a way that we utilized trusts, an estate freeze and the capital gains exemption, which significantly reduced his lifetime tax burden. We also developed a payout plan for the business and a personalized investment strategy to turn the sale proceeds into a steady income stream as well as financially support his son to continue the success of the business.

AI Generated Image of a man named Dennis

The Results

Denis successfully transferred the business to his son with minimal tax impact and peace of mind. He now has a reliable retirement income and a financial safety net for unexpected expenses. The business is still thriving with his son running things, thanks to the structured transition and payout plan.

An Invesment in Your Financial Independence

Trilogy Wealth Pricing for Business Owners

Our personalized financial planning approach helps our clients:

• Gain clarity and control over the sale of their business and transition to retirement

• Create a tax strategy that keeps as much of their hard work in their pocket

• Secure their financial future with confidence

Trilogy Blueprint.

A one-time financial plan designed to address your unique needs and set you on the path to financial success.

For Individual Business Owners

Four meetings to create a tailored financial plan that aligns with your goals and helps you build wealth.

Starting at $4000

For Business Owner Families

Four meetings to develop a personal financial plan that supports your family’s present and future needs.

Starting at $4500

Trilogy Roadmap.

An ongoing plan built on your One-Time, Trilogy Blueprint, with accountability, service & implementation to help you stay on track.

For Individual Business Owners

Continued guidance and support through life transitions and the sale of your business.

$3500 per annum. (w/o Investment Management*)

For Business Owner Families

Ongoing support and planning that incorporates all of your entire family's financial circumstance and goals.

$4000 per annum. (w/o Investment Management*)

Looking for Full Financial Planning?

Let us handle both your finances and investments so you can focus on what matters most.

Investment Management (Optional)

$0 - $1,000,000
Max 1.75%
$1,000,001+
Negotiable

This fee represents a total fee that is split between us, your financial planning and advice experts and our partner firm who is a select, private wealth, fiduciary Investment Counsellor who are investment and portfolio management experts.

The Ongoing Planning Fees will be reduced by our portion of the total Investment Management Fee so you will not be double charged.

Book a Free Assessment

Financial Clarity Starts with a Conversation

A simple, no-pressure conversation is all it takes to start building a clearer financial future. Let’s chat about your goals, challenges, and how Trilogy Wealth can help you get there—book your free assessment today!

Expert Insights for Your Financial Journey

Financial Tips and Strategies for Every Stage of Life

Explore our blog for expert advice on wealth management, tax planning, and career transitions, tailored to help you achieve financial success at every stage.

Talk With an Advisor Today

Book your free assessment today to get a better grip on your finances—it all starts with a simple, laid-back 20-minute call.

Our calls are totally stress and pressure-free. Guaranteed.